Wilmington Trust High Yield Savings: Up to $250 bonus (expired)

Open a new WTDirect High Yield Savings Account from Wilmington Trust and receive up to a $250 bonus with qualifying deposits via coupon code “WTF3SOB” (exp 9/5). It’s one of the best bonus offers we’ve ever seen for new savings accounts. The account must remain open for 60 days at a level equal to or greater than the initial deposit to receive the bonus.

Besides the bonus, the savings account also offers 3.31% APY for $10,000 or more deposit. WTDirect is FDIC insured with up to $100,000 per depositor. Details of bonus offers with coupon code “WTF3SOB“:

• $100 bonus with an initial deposit of $10,000 to $14,999
• $150 bonus with an initial deposit of $15,000 to $19,999
• $200 bonus with an initial deposit of $20,000 to $24,999
• $250 bonus with an initial deposit of $25,000 or more

Good Rewards Credit Cards for Gasoline

Gasoline price is floating again! You may want to seek a credit card with decent Gas Rewards program. Here are two credit cards we would like to recommend:

American Express SimplyCash Business Card. It gives 5% cash back on gasoline, office supplies, and wireless services. Earn 1% cash back on virtually all other purchases. Cash back is automatically credited to the statement each month. And NO Annual fee. Although it is a small business card, individuals are also eligible to apply. Since “Business” has very broad meaning, and the Fed Tax ID field is not required.

Alternatively you may consider the Discover Open Road card, which will give you 5% cash back on gasoline, auto parts, auto maintenance spending, and 1% everything else. No annual fee as well.

Online Banking Savings Account roundup: rate up to 4.00% APY

There are several online banks offer very competitive savings account rates.

• Washington Mutual (WaMu) Free Checking 4.00% APY
• Free Checks, Free ATM Cash Withdraws
  $1 to open an account, FDIC insured
• W|T Direct Savings Account 3.91% APY
  After 60 days, 4.01% APY for Balance $10,000+ or 0.6% APY for balance less than $10,000
  No fees and no minimums, FDIC insured
• ING Direct Electric Orange Checking Account Up to 4.00% APY (tier)
  No fees and no minimums, FDIC insured
• ING Direct Orange Savings Account 3.40% APY
  No fees and no minimums, FDIC insured
• Capital One Direct Banking 3.25% APY
  No fees and no minimums, FDIC insured

Free $100 giftcard with Starwood Preferred Guest Credit Card

Apply the American Express well-known Starwood Preferred Guest Credit Card, and get the following benefits. It is a good rewards card for everyone, especially if you travel a lot.

• Free $100 Gift Card - Earn 10,000 Starpoints with first purchase that can be redeemed for a $100 gift card from merchants such as Amazon.com, Banana Republic, Nordstrom and many more
• You may also redeem 10,000 Starpoints for 5 free weekend nights (2000 points per night) or 3 free weekday nights (3000 points per night) in Starwood category 1 hotels
• Earn double Starpoints for every dollar you spend at Starwood’s hotels and resorts, earn 1 Starpoint for every dollar you spend on purchases elsewhere
• First year is fee free and $45/year for the following years

Washington Mutual Savings Account 4.00% APY (expired)

Update: now the savings account is 4.00% APY.

Washington Mutual still offers a 4.00% APY (Annual Percentage Yield) when you open a new Online Savings Account. It remains one of the highest yields on the market since the Fed cut rates earlier this week. You’ll need to sign up for a WaMu Free Checking account and fund it with at least $1 to be eligible for this savings account.

Online Banking Savings Account roundup: rate up to 4.00% APY

There are several online banks offer very competitive savings account rates. Here is a summary:

• W|T Direct Savings Account 4.01% APY
  After 60 days, 4.01% APY for Balance $10,000+ or 0.6% APY for balance less than $10,000
  No fees and no minimums, FDIC insured
• Washington Mutual (WaMu) Free Checking 4.00% APY
  Free Checks, Free ATM Cash Withdraws
  $1 to open an account, FDIC insured
• ING Direct Electric Orange Checking Account Up to 4.00% APY (tier)
  No fees and no minimums, FDIC insured

Best Credit Card for Gasoline

How to deal with the floating gasoline price? You may want to seek a credit card with better Gas Rewards program. Here are two credit cards we would like to recommend:

American Express SimplyCash Business Card. It gives 5% cash back on gasoline, office supplies, and wireless services. Earn 1% cash back on virtually all other purchases. Cash back is automatically credited to the statement each month. And NO Annual fee. Although it is a small business card, individuals are also eligible to apply. Since “Business” has very broad meaning, and the Tax ID field is not required.

Alternatively you may consider the Discover Open Road card, which will give you 5% cash back on gasoline, auto parts, auto maintenance spending, and 1% everything else. No annual fee as well.

Clear from American Express Card: No Fee of any kind

AmericanExpress offers Clear from American Express Card, which has no annual, late, over-limit, balance transfer, or cash advance fees of any kind. Plus, receive a $25 gift card every time you spend $2,500. This card features a 0% APR for up to the first 12 months and fixed 5.99% APR on balance transfers.

Free $100 giftcard with Starwood Preferred Guest Credit Card

Apply the American Express well-known Starwood Preferred Guest Credit Card, and get the following benefits. It is a good rewards card for everyone, especially if you travel a lot.

• Free $100 Gift Card - Earn 10,000 Starpoints with first purchase that can be redeemed for a $100 gift card from merchants such as Amazon.com, Banana Republic, Nordstrom and many more
• You may also redeem 10,000 Starpoints for 5 free weekend nights (2000 points per night) or 3 free weekday nights (3000 points per night) in Starwood category 1 hotels
• Earn double Starpoints for every dollar you spend at Starwood’s hotels and resorts, earn 1 Starpoint for every dollar you spend on purchases elsewhere
• First year is fee free and $45/year for the following years

Discover Card $20 gift card

Get a $20 Discover Gift Card (See details) for every $200 you spend on your Discover Card at over 160 participating shopping centers from November 1 - December 31, 2007.

You can apply for Discover card here.

Discover More Card 5% Cashback bonus

Discover More Card is offering 5% Cashback bonus on $200 in grocery store purchases throughout December, and you also get 5% Cashback Bonus on up to $400 in purchases at restaurants and on movies (including theaters, DVD rentals) thru the end of December, 2007.

You can apply for this card here. Note: Once you have the card, you need to log in your Discover account to sign up for these bonus.

Free $100 or $150 Gift Card with Citi Professional Card

Citibank has a $100 gift card offer (10,000 Thank You Points) when you sign up for their Citi Professional Card. Even better, to get $150 gift card, turn off your pop up blockers and click on “Apply Now”. Then close the window, a pop-up with a new $150 gift card offer will appear.